Save with SaveLend

Manage your risks and balance your portfolio by saving in loans. Get started in just 5 minutes! Create an account and start investing.
  • Choose a savings strategy that fits you best

  • Diversify your investment portfolio

  • Automate your investments with monthly deposits or make one-time-deposits

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Choose your savings strategy

At SaveLend, you can choose between three different savings strategies for SEK-depots with different options. For EUR-depots is currently available only a Freedom strategy.



Yearly target return 6,5 -7,5 % with recommended savings horizon 12-36 months

  • High liquidity and stable return
  • Low risk
  • Free secondary market
    (SEK 50,000/year after 12 months)

The Balanced strategy is suitable for investors looking for stable returns and high liquidity. If you choose the Balanced strategy, your capital is invested in a large number of different credits with low risk of credit losses and high cash flow.

Typically, you will receive interest payments on a monthly or quarterly basis. The Balanced strategy is also suitable for those who want to be able to withdraw funds if needed - following each twelve-month period, you have the right to sell investments up to a total sum of SEK 50,000 free of charge.

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Yearly target return 8-10 % with recommended savings horizon 36+ months

  • Higher rate of return over time
  • Medium risk
  • Perfect complement to the stock market

The Yield strategy is suitable for investors who wish to achieve a higher return over time.

If you choose the Yield strategy, your capital is invested in a large number of different credits with expected high returns, some volatility and varying cash flow (monthly, quarterly, yearly or longer). The higher annual target return is based on a savings horizon of 36 months or longer.

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Yearly target return and savings horizon depends on your settings
  • Tailor your diversification in relation to other investments
  • Set up your own strategy for yield and risk
  • Full freedom

Freedom strategy allows you to customise your investments based on credit type, originator, duration, risk, and yield.

By tailoring these settings to your liking, you can create a portfolio that matches your specific investment goals and risk tolerance, all while benefiting from automated technology.

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See how your savings can grow

With our savings calculator, you can see how your savings can grow when your money is put to work on SaveLends platform. Adjust the parameters start amount, monthly savings, and savings horizon to see how your capital can change over time.

Yearly target return for our savings strategies is 6,5 -7,5% for Balanced and 8,0-10,0% for Yield. The calculator is set to an expected return of 7% on invested capital on the platform per year.

I want to invest for years

Of which interest

SaveLend - Why should I choose SaveLend?

Why should I choose SaveLend?

SaveLend gives you a unique opportunity to invest in the increasingly popular peer-2-peer loan market. We offer a wide range of loan types for the opportunity to increase your risk diversification and tailor your portfolio.

  • It's easy to get started and make your money to work - Money shouldn't sleep!
  • Our yield robot invests your money into different loans based on your selected strategy
  • Reinvest your return in new loans or transfer it to your bank account

Our goal is that everyone who saves with us should have good opportunities to put their money to work, among other things we use our yield robot to distribute investment opportunities among our investors. This means that if your money is lent to a lower degree than the platform average, you will automatically be given priority and have access to more investment opportunities.

Who is involved in the process?

From the moment a loan is published for investment on SaveLend’s platform, to the moment investors receive their returns, four parties are involved:

  • Borrower

    A company or an individual in need of financing, for example, to buy a car or renovate an apartment complex. The borrower reaches out to the lending company.
  • Lending company

    One of SaveLend's reviewed and approved lending companies reviews the loan application from the borrower. If the application meets the lending company's requirements, it is paid out and an investment opportunity is published on SaveLend's platform.
  • SaveLend

    A digital marketplace for loans, where lending companies publish loans that investors are given the opportunity to invest in.
  • Investor This is you!

    Uses SaveLend to invest in loans. The borrower repays the amortization and interest to SaveLend's investors. This is how you get your return!

How much should you invest?

Investments in loans should be a natural part of every investment portfolio in order to diversify and have an opportunity for a stable return. How much you choose to invest on our platform is of course up to you; but our recommendation is to invest at least 200 EUR as a first deposit, as this gives our investment algorithm enough capital to invest into hundreds of loans.

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SaveLend - How do I deposit or withdraw money?

How do I deposit money and make withdrawals?

After you've created your SaveLend account, you can easily deposit money by either making a one-time deposit or investing monthly with automated deposits, where money will be transferred automatically from your bank to your SaveLend depot each month.

You can withdraw uninvested money from your SaveLend depot to your bank account at any time.

You can also liquidate invested capital by using our secondary market and selling your investments to other investors for a fee. You can always choose whether you want to reinvest your capital, or transfer it to your bank account.

Safer investments with SaveLend

There is a close relationship between risk and return when it comes to investing. How much risk an individual investment entails depends on many different factors; for example, whether it is shares or mutual funds, what proportion of your total capital is invested, how it differs from your other investments and the investment's underlying collateral.

For you as an investor to succeed, it is important to understand what risks exist and how you mitigate these. Of course, this also applies to investments at SaveLend. Therefore, we have collected risks associated with both investments specifically at SaveLend and in general, as well as how they can be managed or mitigated, on the same page. This gives you the opportunity to invest more safely.

SaveLend - Invest safer with SaveLend

Get started in 4 steps

  1. 1
    Create a SaveLend account
  2. 2
    Choose a strategy
  3. 3
    Make your first deposit
  4. 4
    Your money is invested automatically
Create an account