SaveLend's goal is for all investors to have approximately the same proportion of their capital invested in loans. It is also important to mention that SaveLend's target return of 7-9 percent applies to all capital on the platform, not just on what is invested.
With that said, common reasons for being below the average investment ratio are:
* You have recently deposited new capital, and therefore, it has not been invested yet.
* Your SmartInvest settings are too narrow; make sure that you haven’t disabled too many lenders/lending companies or that the "share of my capital per investment" is set too low.
If you still think your investment ratio is too low, you are welcome to contact customer service and we will help you by taking a closer look at your investments.